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Verus Financial Group is a state registered investment adviser. Verus Financial Group may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements. Verus Financial Group’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Verus Financial Group’s web site on the Internet should not be construed by any consumer and/or prospective client as Verus Financial Group’s solicitation to effect, or attempt to effect transactions insecurities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Verus Financial Group with a prospective client shall be conducted by are presentative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Verus Financial Group. A copy of Verus Financial Group’s current written disclosure statement discussing Verus Financial Group’s business operations, services, and fees is available at the SEC’s investment adviser public information website ADV2A | ADV2B-VO | ADV2B-LOPEZ | Privacy Policy or from directly from Verus Financial Group upon request at no additional cost. Email info@verusfinancial.us to request firm brochure. This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice. Verus Financial Group throughout this website has provided links to various other websites. While Verus Financial Group believes this information to be current and valuable to its clients, Verus Financial Group provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites. Insurance products and services are offered and sold through Verus Insurance and individually licensed and appointed insurance agents. Verus Financial Group may discuss and display, charts, graphs, formulas and stock picks which are not intended to be used by themselves to determine which securities to buy or sell, or when to buy or sell them. Such charts and graphs offer limited information and should not be used on their own to make investment decisions. Consultation with a licensed financial professional is strongly suggested.  The opinions expressed herein are those of the firm and are subject to change without notice. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Any opinions, projections, or forward-looking statements expressed herein are solely those of author, may differ from the views or opinions expressed by other areas of the firm, and are only for general informational purposes as of the date indicated.